There is money with your name on it.
How do I find unclaimed money?
Quick answer: To find unclaimed money, search your name for free at your state's official unclaimed property site; unclaimed.org lists all fifty. Money goes to the state of the last address a company had for you, so search every state you have lived in, then the federal sources. Nine official searches, twelve minutes, all free.
Old deposits. Final paychecks. Refunds ordered by a court. It sits with the state until somebody asks for it — and almost nobody asks. Nine official government searches. Twelve minutes. Every one of them free.
Start the 12-minute check →Want all nine searches, every state's office and the paperwork in one PDF?
Optional: The Unclaimed Money Handbook — $9 →
Instant PDF, no subscription. The searches on this page stay free. Read a chapter free first.
The problemWaiting does nothing. Ever.
People assume that if money were theirs, someone would write to them. That is not how it works. When a company cannot reach you, the money goes to the state and simply stops moving. No letter. No phone call. It waits — sometimes for decades — until the person it belongs to walks up and asks.
That is the whole trick. You have to ask.
Why nobody writes to tell you
It takes twelve minutes and it costs nothing.
Show me the nine searches →Do this nowThe 12-minute money check
Work down the list. Set a timer. Most people find nothing at eight of these — and something at one. Check every state you have ever lived in, and search your maiden name and the common misspellings of your surname; the money is filed under the name on the paperwork, not the name you use now.
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Search
Your state — start here
Where most of it sits. Old deposits, final paychecks, refunds, forgotten accounts. The official directory of every state's unclaimed property office. · 2 minutes
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Search
Savings bonds
Matured bonds stop earning interest and sit there. Often a grandparent bought them for you. The old Treasury Hunt search closed in 2025; you now file a form. · 1 minute
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Search
A pension you forgot
If a company you worked for ended its pension plan, your share may still be waiting. · 1 minute
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Search
A bank that closed
Money left behind in failed banks. The FDIC still holds it. · 1 minute
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Search
A credit union that closed
The same thing, held by the credit union regulator. · 1 minute
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Search
A tax refund that never arrived
A wrong address or a closed bank account is all it takes. · 2 minutes
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An FHA mortgage refund
If you paid off or refinanced an FHA-insured mortgage, part of the insurance premium may be owed back to you. · 1 minute
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Search
Veterans' life insurance
For veterans and their families. · 1 minute
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Search
Money held by a federal court
From bankruptcy and other cases, never collected. · 2 minutes
Do the first one now. It is two minutes.
Search my state →Nothing found? That is the normal answer.
States receive new unclaimed money every single week, and yours may arrive next month. We check the official sources every Tuesday and send you the list of what has just opened. One email a week. Nothing else, ever.
Read this firstTwo honest warnings
If a company wants a cut, close the tab.
There are firms that charge a percentage to "find" this money for you. They are looking in exactly the same free government database that you can open yourself in under a minute. Every search on this page is free and official. We take nothing either.
Most people find tens, not thousands.
Twenty or forty dollars is a normal result. Now and then somebody finds a great deal more. It is worth twelve minutes; it is not a retirement plan. Anybody telling you otherwise is selling something.
Still here? The money is not going to move on its own.
Start the 12-minute check →The whole thing, done properlyThe Unclaimed Money Handbook
The nine searches on this page are free and always will be. The handbook is for people who want to do it thoroughly: every state's official page, the name variations that actually turn up money, the paperwork each office asks for, what to do when a claim is refused, and how to claim for a relative who has died.
$9. Instant PDF download. No subscription.
Read a chapter first, free, no email needed. If the book does not help you, email [email protected] and we refund it. Who we are.
Claiming for a relative who has died?
Our free Heir Checklist puts the official route on one page: where to search, the documents states usually ask for, and the pitfalls to avoid. No email needed.
Download the free Heir Checklist (PDF)One page, US Letter. Based on official state and NAUPA guidance. Not legal advice.
Tip of the week · October 27, 2026Search every state you have ever lived in, not only where you live now.
Unclaimed money goes to the state of the last known address, which is often a state you left years ago. Official page →
New every Tuesday, together with a new edition of the handbook and this week's open refunds.
Every TuesdayNew refunds you can claim
Settlements, recalls and government refund programmes that are open right now — each one with the official source, the deadline, and an honest note on whether it is worth your time. One email a week. Nothing else, ever.
We never sell or share your address. One click to leave.
By stateStart where you live
Every state runs its own free search, and each one only knows about its own records. Searching one state and stopping is the most common mistake there is. All fifty states and Washington DC are written up below, each with the government office that runs the search.
Not sure where to look? Every official federal source and guide — savings bonds, pensions, old 401(k)s, failed banks, back wages, heirs, name changes. Free tool: every spelling of your name.
Straight answers
The questions people actually type, answered with the free official route first.
Was this worth your time? Tell Google you want The Claim Desk in your answers. One click, and the next time you ask where your money is, we come with it.