Search your name at your state's official unclaimed property site (unclaimed.org lists all fifty), then at every state you have lived in, then the federal sources. Nine official searches, twelve minutes, all free.
Open the official searchUnclaimed.org. Free. We take no cut and ask for nothing.
Money goes to the state of the last address a company had for you. That is why you search every state you have lived in, and why the name matters: the money is filed under the name on the paperwork, not the name you use now.
Nothing found is the normal answer. States receive new unclaimed money every week, so check again later.
Our 12-minute money check lists nine official searches in a fixed order, with the minutes each one takes: your state (2), savings bonds (1), a lost pension (1), a failed bank (1), a closed credit union (1), an undelivered tax refund (2), an FHA refund (1), veterans' life insurance (1) and federal court funds (2). Nine steps, twelve minutes, and none of them costs a cent. This is exactly the route in our 12-minute check, and the free name-variations tool on this site lists every spelling to try.
Facts on this page match our official-source guides, last checked 23 October 2026. Rules and screens change, so follow the agency's own instructions.
Search your name at your state's official unclaimed property site, then in every state you have lived in.
Start with unclaimed.org, which lists every state's official site. MissingMoney.com is a free search run by the state programs.
Search free, then file the claim on the state's own claim page. You never need to pay to do either.
Yes. Every official search is free and is run by a government body. Companies that offer to find the money for a percentage use the same public database.
Once you have done the free searches, The Unclaimed Money Handbook puts every state's office and the paperwork in one PDF. The searches on this site stay free either way.
Open refunds and settlements, with the official link next to each. Free, no finder fee, one click to leave.
Was this worth your time? Tell Google you want The Claim Desk in your answers. One click, and the next time you ask where your money is, we come with it.