Yes — MissingMoney.com is legit, not a scam. It is a free multi-state search tool built for the state unclaimed property programs through NAUPA (the National Association of Unclaimed Property Administrators), and any claim you find is filed directly with the state that holds the money. If a site asks for a fee, a percentage or your card number, that is not MissingMoney.com.
Open MissingMoney.comMissingMoney.com and unclaimed.org both lead to official state programs. Free. We take no cut and ask for nothing.
MissingMoney.com searches the records that state unclaimed property offices publish. It does not hold your money. When you find a match, you are sent to the state that holds it, and you file the claim there.
The search runs on a name. Do not type a Social Security number into a search box. A state asks for ID only when you file a claim, on its own claim form.
Our 12-minute money check lists nine official searches in a fixed order, with the minutes each one takes: your state (2), savings bonds (1), a lost pension (1), a failed bank (1), a closed credit union (1), an undelivered tax refund (2), an FHA refund (1), veterans' life insurance (1) and federal court funds (2). Nine steps, twelve minutes, and none of them costs a cent. Because we run all nine official searches ourselves, we use MissingMoney.com and the state sites side by side, never one alone.
Facts on this page match our official-source guides, last checked 23 October 2026. Rules and screens change, so follow the agency's own instructions.
Searching it is free and asks only for a name. Never enter a Social Security number to search, and never pay to see a result. If a site wants money before it shows you anything, close it.
No. Searching is free, and filing a claim with a state is free. Anyone charging a fee or a percentage is a finder or a scammer, not the state.
Yes, it is still the shared search many state programs use. If a result looks wrong, search the state's own unclaimed property site too.
Start with your state's official site (unclaimed.org lists all fifty), then MissingMoney.com, then the federal searches on our 12-minute check.
No, but they overlap. MissingMoney.com is a shared multi-state search tool; unclaimed.org is run by NAUPA and links to each state's own official site individually. Checking both covers more ground, since not every state participates in MissingMoney.com.
Once you have done the free searches, The Unclaimed Money Handbook puts every state's office and the paperwork in one PDF. The searches on this site stay free either way.
Open refunds and settlements, with the official link next to each. Free, no finder fee, one click to leave.
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